Most health insurance plans provide coverage for mental/behavioral health services. If you are unsure of the benefits provided under your plan, please contact your insurance company directly. Check your coverage carefully by asking the following questions:
- Do I have mental/behavioral health insurance benefits?
- Do I have a deductible? If so, how much is it, and has it been met?
- What is the allowable charge and what is my co-pay per session with an in network provider?
- What is the allowable charge and what is my co-pay per session with an out of network provider?
- How many sessions per year does my health insurance cover?
- Is pre-authorization required?
With the answers to these questions in hand, we can determine the exact amount of your payment or copayment prior to your first session. If you have not yet met the deductible, you will pay the full fee directly to me until you have met the deductible. You can submit the bill and proof of payment directly to your insurance company so that progress toward your deductible will be officially recorded.
Your payment/copayment will be due at the beginning of each session. Having your payment prepared in advance will make the best use of your valuable therapy time.